Philip and Sharon Jones

 

 

 Most people know that a spotty credit history can disqualify you for a home loan. Making monthly payments on credit cards charged up to the limit can do the same thing.  But what most people don't know is that merely having a large number of credit cards, even with low balances and a history of timely payments, can disqualify you for a home mortgage loan just as quickly. 

     According to mortgage home lenders, having a number of credit cards can be just as detrimental to the granting of further credit as a history of late payments.  Lenders look at it this way: 

I just finished uploading this House for rent, 3213 Bel Ridge Rd, Augusta, GA

Tri-Level Home with Plenty of Space, 4 Bedrooms, 2.5 Baths, Fenced Yard, Landscaped.

I just finished uploading this House for rent, 3213 Bel Ridge Rd, Augusta, GA

Tri-Level Home with Plenty of Space, 4 Bedrooms, 2.5 Baths, Fenced Yard, Landscaped.

I just finished uploading this House for rent, 1079 Rivershyre Court, Evans, GA

Large Kitchen & Breakfast Area, Built in Bookshelves around Fireplace, 4 Bedrooms, 2.5 Baths, Screened Porch, Master with Sitting Area or Office, Huge Master Closet

I just finished uploading this House for rent, 332 Parkway Drive, Martinez, GA

Nice Brick Ranch w/Large Fenced Backyard, Carport, 3 Bedrooms, 2 Full Baths.

I just finished uploading this House for rent, 2003 Turner Drive, Evans, GA

Nice 2-Story Home w/# Bedrooms, 2.5 Baths,

I just finished uploading this House for rent, 2044 Summerton Circle, Evans, GA

Lovely Ranch in Kid Friendly Neighborhood, Hardwoods, Vaulted Ceilings, White Kitchen w/Patry, Nice Private Backyard, 1 Acre Park w/Gazebo & Open Area Right Across from House.

I just finished uploading this House for rent, 1166 Claridge Trail, Evans, GA

Nice Stucco Ranch, 4 Bedrooms, 2 Full Baths, Ceramic Tile in All Baths, Kitchen & Counter, Hardwoods in Foyer & Dining Room, Privacy Fence, Back Deck, Doubel Attached Garage.

I just finished uploading this House for rent, 733 Bradford Lane, Evans, GA

Ranch Style Home w/Split Bedroom Plan, 3 Bedrooms, 2 Full Baths, Open Floor Plan, Fireplace, Spacious Owner's Suite w/Large closet , Nicely Landscaped.

I just finished uploading this House for rent, 729 Bradford Lane, Evans, GA

Charming & Beautifully maintained Single Level w/Open Floor Plan. Vaulted Ceiling in Great Room w/Fireplace, Spacious Owner's Suite w/Large Closet and Exceptional Bath. Screened Porch, Large Outbuilding!