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<channel>
	<title>Philip and Sharon Jones Blog Real Estate Thoughts Stay In The Know</title>
	<link>http://augustarealestateandhomes.com/ViewBlog/</link>
	<description>Blog</description>
	<pubDate>Fri, 04 Jul 2008 09:28:00 +0000</pubDate>

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<item>
		<title>2022 Shoreline Drive, Grovetown, GA</title>
		<link>http://augustarealestateandhomes.com/ViewBlog/234/</link>

		<comments>http://augustarealestateandhomes.com/ViewBlog/234/#comments</comments>
		<pubDate>Fri, 27 Jun 2008 16:00:26 +0000</pubDate>
		<dc:creator></dc:creator>

	<category domain="Listings">Listings</category>
		<guid>http://augustarealestateandhomes.com/ViewBlog/234/</guid>
		<description><![CDATA[<br />
						I just finished uploading this Vinyl for sale, 2022 Shoreline Drive, Grovetown, GA<br />
						Immaculate Patio Home in Sylvan Lake @ Ivy Falls, 3 bedrooms, 2 full baths, pergo & ceramic tile flooring, large fenced backyard, access to lake usage, outdoor storage building, 1 car garage, parking pad <a href = "http://augustarealestateandhomes.com/ViewBlog/234/">Read More</a>]]></description>

			<content:encoded><![CDATA[	<br />
						I just finished uploading this Vinyl for sale, 2022 Shoreline Drive, Grovetown, GA<br />
						Immaculate Patio Home in Sylvan Lake @ Ivy Falls, 3 bedrooms, 2 full baths, pergo & ceramic tile flooring, large fenced backyard, access to lake usage, outdoor storage building, 1 car garage, parking pad <a href = "http://augustarealestateandhomes.com/ViewBlog/234/">Read More</a>
]]></content:encoded>
			<wfw:commentRss>http://augustarealestateandhomes.com/ViewBlog/234/#comments</wfw:commentRss>
	</item><item>
		<title>2003 Turner Drive, Evans, GA</title>
		<link>http://augustarealestateandhomes.com/ViewBlog/232/</link>

		<comments>http://augustarealestateandhomes.com/ViewBlog/232/#comments</comments>
		<pubDate>Fri, 27 Jun 2008 15:47:31 +0000</pubDate>
		<dc:creator></dc:creator>

	<category domain="Listings">Listings</category>
		<guid>http://augustarealestateandhomes.com/ViewBlog/232/</guid>
		<description><![CDATA[<br />
						I just finished uploading this House for rent, 2003 Turner Drive, Evans, GA<br />
						Nice 2-Story Home w/3 Bedrooms, 2.5 Baths,  <a href = "http://augustarealestateandhomes.com/ViewBlog/232/">Read More</a>]]></description>

			<content:encoded><![CDATA[	<br />
						I just finished uploading this House for rent, 2003 Turner Drive, Evans, GA<br />
						Nice 2-Story Home w/3 Bedrooms, 2.5 Baths,  <a href = "http://augustarealestateandhomes.com/ViewBlog/232/">Read More</a>
]]></content:encoded>
			<wfw:commentRss>http://augustarealestateandhomes.com/ViewBlog/232/#comments</wfw:commentRss>
	</item><item>
		<title>791 Locks Way, Martinez, GA</title>
		<link>http://augustarealestateandhomes.com/ViewBlog/230/</link>

		<comments>http://augustarealestateandhomes.com/ViewBlog/230/#comments</comments>
		<pubDate>Fri, 27 Jun 2008 15:46:56 +0000</pubDate>
		<dc:creator></dc:creator>

	<category domain="Listings">Listings</category>
		<guid>http://augustarealestateandhomes.com/ViewBlog/230/</guid>
		<description><![CDATA[<br />
						I just rented this Stucco at 791 Locks Way, Martinez, GA .<br />
						View this recently rented Stucco or see all my home sales <a href = "http://augustarealestateandhomes.com/ViewBlog/230/">Read More</a>]]></description>

			<content:encoded><![CDATA[	<br />
						I just rented this Stucco at 791 Locks Way, Martinez, GA .<br />
						View this recently rented Stucco or see all my home sales <a href = "http://augustarealestateandhomes.com/ViewBlog/230/">Read More</a>
]]></content:encoded>
			<wfw:commentRss>http://augustarealestateandhomes.com/ViewBlog/230/#comments</wfw:commentRss>
	</item><item>
		<title>Secrets of Successful Negotiation</title>
		<link>http://augustarealestateandhomes.com/ViewBlog/228/</link>

		<comments>http://augustarealestateandhomes.com/ViewBlog/228/#comments</comments>
		<pubDate>Thu, 26 Jun 2008 09:30:51 +0000</pubDate>
		<dc:creator></dc:creator>

	<category domain="Personal">General</category>
		<guid>http://augustarealestateandhomes.com/ViewBlog/228/</guid>
		<description><![CDATA[<br />
&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Every real estate transaction requires negotiation.&nbsp; Many factors are written into a home purchase contract, such as price, terms, dates for the home inspection, appraisal and closing, moving dates and what personal property will be included or excluded from the sale.&nbsp; In coming to terms on these issues, the needs of the parties involved are likely to conflict at some point.&nbsp; The key to a satisfactory resolution is the willingness to compromise. <br />
<br />
<br />
&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; The foundation of a &quot;win-win&quot; negotiation is that no one expects to triumph absolutely at the expense of the other participants.&nbsp; If everyone assumes that some concessions will be made at the bargaining table, a resolution is easier to achieve.&nbsp; Both buyer and seller must also be clear about their priorities - which points of the contract they will remain firm on, and where they feel they can be flexible.&nbsp; <br />
<br />
<br />
&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; In an atmosphere of mutual trust, where each party is really willing to listen and take the other&#39;s needs into account, negotiations are most successful.&nbsp; <br />
<br />
<br />
&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Working with real estate agents who are skilled negotiators will be of great benefit to both buyer and seller.<br />
<br />
 <a href = "http://augustarealestateandhomes.com/ViewBlog/228/">Read More</a>]]></description>

			<content:encoded><![CDATA[	<br />
&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Every real estate transaction requires negotiation.&nbsp; Many factors are written into a home purchase contract, such as price, terms, dates for the home inspection, appraisal and closing, moving dates and what personal property will be included or excluded from the sale.&nbsp; In coming to terms on these issues, the needs of the parties involved are likely to conflict at some point.&nbsp; The key to a satisfactory resolution is the willingness to compromise. <br />
<br />
<br />
&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; The foundation of a &quot;win-win&quot; negotiation is that no one expects to triumph absolutely at the expense of the other participants.&nbsp; If everyone assumes that some concessions will be made at the bargaining table, a resolution is easier to achieve.&nbsp; Both buyer and seller must also be clear about their priorities - which points of the contract they will remain firm on, and where they feel they can be flexible.&nbsp; <br />
<br />
<br />
&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; In an atmosphere of mutual trust, where each party is really willing to listen and take the other&#39;s needs into account, negotiations are most successful.&nbsp; <br />
<br />
<br />
&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Working with real estate agents who are skilled negotiators will be of great benefit to both buyer and seller.<br />
<br />
 <a href = "http://augustarealestateandhomes.com/ViewBlog/228/">Read More</a>
]]></content:encoded>
			<wfw:commentRss>http://augustarealestateandhomes.com/ViewBlog/228/#comments</wfw:commentRss>
	</item><item>
		<title>566 Edgecliff Lane, Evans, GA</title>
		<link>http://augustarealestateandhomes.com/ViewBlog/226/</link>

		<comments>http://augustarealestateandhomes.com/ViewBlog/226/#comments</comments>
		<pubDate>Mon, 23 Jun 2008 17:26:20 +0000</pubDate>
		<dc:creator></dc:creator>

	<category domain="Listings">Listings</category>
		<guid>http://augustarealestateandhomes.com/ViewBlog/226/</guid>
		<description><![CDATA[<br />
						I just finished uploading this Brick/Vinyl for rent, 566 Edgecliff Lane, Evans, GA<br />
						Great townhome located in Greenbrier School District.  2 large bedrooms, 2 full baths, fenced backyard. <a href = "http://augustarealestateandhomes.com/ViewBlog/226/">Read More</a>]]></description>

			<content:encoded><![CDATA[	<br />
						I just finished uploading this Brick/Vinyl for rent, 566 Edgecliff Lane, Evans, GA<br />
						Great townhome located in Greenbrier School District.  2 large bedrooms, 2 full baths, fenced backyard. <a href = "http://augustarealestateandhomes.com/ViewBlog/226/">Read More</a>
]]></content:encoded>
			<wfw:commentRss>http://augustarealestateandhomes.com/ViewBlog/226/#comments</wfw:commentRss>
	</item><item>
		<title>Be Smart About Exotic Mortgages</title>
		<link>http://augustarealestateandhomes.com/ViewBlog/224/</link>

		<comments>http://augustarealestateandhomes.com/ViewBlog/224/#comments</comments>
		<pubDate>Thu, 19 Jun 2008 14:20:29 +0000</pubDate>
		<dc:creator></dc:creator>

	<category domain="Personal">General</category>
		<guid>http://augustarealestateandhomes.com/ViewBlog/224/</guid>
		<description><![CDATA[&nbsp; BE SMART ABOUT EXOTIC MORTGAGES <br />
<br />
&nbsp;<br />
<br />
&nbsp; <br />
<br />
&nbsp;<br />
<br />
&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Traditionally, ARMs (Adjustable Rate Mortgages), also called &ldquo;exotic mortgages&rdquo; have been used by experienced investors or wealthy homebuyers, who know how to take advantage of the initial savings of an ARM.&nbsp; But in the last few years, lenders have offered them to just about anyone looking to buy a home.&nbsp; This practice has caused serious problems for borrowers because if they don&rsquo;t understand how ARMs work, they could end up losing a lot of money or even their home. <br />
<br />
&nbsp;<br />
<br />
Inexperienced buyers can be enticed by the lower interest rate at the beginning without knowing how high the rate will go when the loan resets. Rates on ARMs can rise much faster than interest rates. So it is important to know the maximum rate you will have to pay. <br />
<br />
&nbsp;<br />
<br />
&nbsp; <br />
<br />
&nbsp;<br />
<br />
<br />
 <a href = "http://augustarealestateandhomes.com/ViewBlog/224/">Read More</a>]]></description>

			<content:encoded><![CDATA[	&nbsp; BE SMART ABOUT EXOTIC MORTGAGES <br />
<br />
&nbsp;<br />
<br />
&nbsp; <br />
<br />
&nbsp;<br />
<br />
&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Traditionally, ARMs (Adjustable Rate Mortgages), also called &ldquo;exotic mortgages&rdquo; have been used by experienced investors or wealthy homebuyers, who know how to take advantage of the initial savings of an ARM.&nbsp; But in the last few years, lenders have offered them to just about anyone looking to buy a home.&nbsp; This practice has caused serious problems for borrowers because if they don&rsquo;t understand how ARMs work, they could end up losing a lot of money or even their home. <br />
<br />
&nbsp;<br />
<br />
Inexperienced buyers can be enticed by the lower interest rate at the beginning without knowing how high the rate will go when the loan resets. Rates on ARMs can rise much faster than interest rates. So it is important to know the maximum rate you will have to pay. <br />
<br />
&nbsp;<br />
<br />
&nbsp; <br />
<br />
&nbsp;<br />
<br />
<br />
 <a href = "http://augustarealestateandhomes.com/ViewBlog/224/">Read More</a>
]]></content:encoded>
			<wfw:commentRss>http://augustarealestateandhomes.com/ViewBlog/224/#comments</wfw:commentRss>
	</item><item>
		<title>1158 Oakton Trail, Evans, GA</title>
		<link>http://augustarealestateandhomes.com/ViewBlog/222/</link>

		<comments>http://augustarealestateandhomes.com/ViewBlog/222/#comments</comments>
		<pubDate>Tue, 17 Jun 2008 14:21:02 +0000</pubDate>
		<dc:creator></dc:creator>

	<category domain="Listings">Listings</category>
		<guid>http://augustarealestateandhomes.com/ViewBlog/222/</guid>
		<description><![CDATA[<br />
						I just finished uploading this Brick for sale, 1158 Oakton Trail, Evans, GA<br />
						Immaculate Brick Home!  4 bedrooms, 2.5 baths, large master w/access to tiered back deck, eat-in kitchen with ceramic tile, bathrooms w/marble vanity tops, hardwoods & ceramic tiled flooring, formail living & dining room, great sunroom, wide open foyer, fenced on 3 sides in back. <a href = "http://augustarealestateandhomes.com/ViewBlog/222/">Read More</a>]]></description>

			<content:encoded><![CDATA[	<br />
						I just finished uploading this Brick for sale, 1158 Oakton Trail, Evans, GA<br />
						Immaculate Brick Home!  4 bedrooms, 2.5 baths, large master w/access to tiered back deck, eat-in kitchen with ceramic tile, bathrooms w/marble vanity tops, hardwoods & ceramic tiled flooring, formail living & dining room, great sunroom, wide open foyer, fenced on 3 sides in back. <a href = "http://augustarealestateandhomes.com/ViewBlog/222/">Read More</a>
]]></content:encoded>
			<wfw:commentRss>http://augustarealestateandhomes.com/ViewBlog/222/#comments</wfw:commentRss>
	</item><item>
		<title>531 Southern Hills Drive, Evans, GA</title>
		<link>http://augustarealestateandhomes.com/ViewBlog/220/</link>

		<comments>http://augustarealestateandhomes.com/ViewBlog/220/#comments</comments>
		<pubDate>Sat, 14 Jun 2008 16:36:18 +0000</pubDate>
		<dc:creator></dc:creator>

	<category domain="Listings">Listings</category>
		<guid>http://augustarealestateandhomes.com/ViewBlog/220/</guid>
		<description><![CDATA[<br />
						I just rented this Vinyl at 531 Southern Hills Drive, Evans, GA .<br />
						View this recently rented Vinyl or see all my home sales <a href = "http://augustarealestateandhomes.com/ViewBlog/220/">Read More</a>]]></description>

			<content:encoded><![CDATA[	<br />
						I just rented this Vinyl at 531 Southern Hills Drive, Evans, GA .<br />
						View this recently rented Vinyl or see all my home sales <a href = "http://augustarealestateandhomes.com/ViewBlog/220/">Read More</a>
]]></content:encoded>
			<wfw:commentRss>http://augustarealestateandhomes.com/ViewBlog/220/#comments</wfw:commentRss>
	</item><item>
		<title>791 Locks Way, Martinez, GA</title>
		<link>http://augustarealestateandhomes.com/ViewBlog/218/</link>

		<comments>http://augustarealestateandhomes.com/ViewBlog/218/#comments</comments>
		<pubDate>Tue, 10 Jun 2008 13:32:24 +0000</pubDate>
		<dc:creator></dc:creator>

	<category domain="Listings">Listings</category>
		<guid>http://augustarealestateandhomes.com/ViewBlog/218/</guid>
		<description><![CDATA[<br />
						I just finished uploading this Stucco for rent, 791 Locks Way, Martinez, GA<br />
						Immaculate 2-Story Stucco Home in The Locks!  4 Bedrooms, 3.5 Baths, Approximately 2,724 sq. ft. Good School District. <a href = "http://augustarealestateandhomes.com/ViewBlog/218/">Read More</a>]]></description>

			<content:encoded><![CDATA[	<br />
						I just finished uploading this Stucco for rent, 791 Locks Way, Martinez, GA<br />
						Immaculate 2-Story Stucco Home in The Locks!  4 Bedrooms, 3.5 Baths, Approximately 2,724 sq. ft. Good School District. <a href = "http://augustarealestateandhomes.com/ViewBlog/218/">Read More</a>
]]></content:encoded>
			<wfw:commentRss>http://augustarealestateandhomes.com/ViewBlog/218/#comments</wfw:commentRss>
	</item><item>
		<title>4423 Roxbury Drive, Evans, GA</title>
		<link>http://augustarealestateandhomes.com/ViewBlog/216/</link>

		<comments>http://augustarealestateandhomes.com/ViewBlog/216/#comments</comments>
		<pubDate>Tue, 10 Jun 2008 13:26:56 +0000</pubDate>
		<dc:creator></dc:creator>

	<category domain="Listings">Listings</category>
		<guid>http://augustarealestateandhomes.com/ViewBlog/216/</guid>
		<description><![CDATA[<br />
						I just finished uploading this Brick for sale, 4423 Roxbury Drive, Evans, GA<br />
						Great Brick Home in hickory Grove!  3 bedrooms, 1.5 baths, hardwood/vinyl & carpet flooring, Ceiling Fans, 12x12 Screened Porch, Storage Bldg, Single Attached Carport. <a href = "http://augustarealestateandhomes.com/ViewBlog/216/">Read More</a>]]></description>

			<content:encoded><![CDATA[	<br />
						I just finished uploading this Brick for sale, 4423 Roxbury Drive, Evans, GA<br />
						Great Brick Home in hickory Grove!  3 bedrooms, 1.5 baths, hardwood/vinyl & carpet flooring, Ceiling Fans, 12x12 Screened Porch, Storage Bldg, Single Attached Carport. <a href = "http://augustarealestateandhomes.com/ViewBlog/216/">Read More</a>
]]></content:encoded>
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